Eligible HSA Expense List

The following list provides examples of eligible and ineligible HSA expenses. For more information, please visit www.IRS.gov.

As always, consult your tax advisor should you require specific tax advice.

Items typically eligible:

  • Acupuncture
  • Alcoholism
  • Ambulance
  • Annual Physical Examination
  • Artificial Limb
  • Bandages
  • Birth Control Pills
  • Body Scan
  • Braille Books and Magazines
  • Breast Pumps and Supplies
  • Breast Reconstruction Surgery
  • Capital Expenses
  • Car Modifications
  • Chiropractor
  • Contact Lenses
  • Crutches
  • Dental Treatment
  • Diagnostic Devices
  • Drug Addiction
  • Eye Exam
  • Eyeglasses
  • Eye Surgery
  • Fertility Enhancement
  • Guide Dog or Other Service Animal
  • Hearing Aids
  • Hospital Services
  • Laboratory Fees
  • Long-Term Care
  • Nursing Home
  • Nursing Services
  • Optometrist
  • Osteopath
  • Oxygen
  • Physical Examination
  • Pregnancy Test Kit
  • Prosthesis
  • Psychiatric Care
  • Psychologist
  • Special Education
  • Sterilization
  • Smoking Cessation Programs
  • Surgery
  • Therapy
  • Transplants
  • Transportation expenses
  • Vasectomy
  • Vision Correction Surgery
  • Weight-Loss Program
  • Wheelchair
  • X-rays

Items typically ineligible:

  • Baby Sitting, Childcare, and Nursing Services for a Normal, Healthy Baby
  • Cosmetic Surgery
  • Electrolysis or Hair Removal
  • Hair Transplant
  • Health Club Dues
  • Insurance Premiums
  • Medicines and Drugs From Other Countries
  • Nonprescription Drugs and Medicines
  • Nutritional Supplements
  • Swimming Lessons
  • Teeth Whitening
  • Weight-Loss Program